How To Finance And Buy A Car Online In One Step Buying and financing a car can now happen in a single, seamless online session. The gist: you prequalify with a soft credit check, compare real APRs and terms, pick your vehicle, lock an out-the-door price, e‑sign, and schedule delivery—all without showroom time. Many banks, dealers, and marketplaces support fast approvals and digital contracting, so the “one step” is really one coordinated flow that takes hours instead of days. If you’re asking …