Secure Car Financing Online, Skip the Dealership, Save Time You can secure online car financing without a dealership visit, from preapproval to e-signing and delivery. The key is to line up a digital car loan before you shop, compare a few offers, and verify terms carefully before you e-sign. Buyers who complete financing steps online save time, avoid upsells, and gain leverage on the out-the-door price. Below is a streamlined, step-by-step path—grounded in industry data—to preapprove without …