10 Best Auto Loan Options for Every Credit Score in 2025 Finding flexible car loan terms online can be challenging, especially as credit scores vary significantly among borrowers. In 2025, a variety of lenders are offering tailored options to meet the diverse needs of consumers. Below is a list of the ten best auto loan options available today, organized by credit score category. 1. LightStream Credit Score Requirement: 700+ Highlights: LightStream offers some of the most competitive rates for …